The cost of waiting.

Money left in cash isn't standing still — it's quietly falling behind what it could have earned. Here's what choosing cash over investing could cost you, by the day, week, month and year.

What waiting costs you — by your final year
Per day
£0
every single day
Per week
£0
52 weeks
Per month
£0
12 months
Per year
£0
final year
Over 25 years, staying in cash could cost you
£0
That's the gap between what your money could grow to if invested versus left in cash — and it widens every year you wait, as compounding does its work.

Invested vs. cash, over time

If invested Left in cash Cash after inflation The cost of waiting
Total you'd put in
£0
Value if invested
£0
Cash (nominal)
£0
Cash in today's money
£0

For illustration only — this is not financial advice or a personal recommendation. Figures are estimates based on the assumptions you enter and assume constant rates of return with no allowance for product charges or tax; inflation is used only to show the cash figure in today's money. The value of investments can fall as well as rise and you may get back less than you invest. Past performance is not a guide to future returns. Cash returns and investment returns are not guaranteed. Before acting, please seek regulated, personalised advice.